Many companies, whether or not they operate in the Fintech sector, use Fintech tools in their daily operations, rely on innovative self-funding methods such as crowdfunding, or manage payments through neo-banks. Meanwhile, new players are gradually gaining access to a sector that was, until quite recently, run by a select few. This is giving rise to new concepts such as open banking, crowdfunding, and stable coins, with a clear trend towards digitalisation.

In response to these changes, multiple regulations have been passed at the national and European levels with their corresponding adaptations by member states.

Preparing for the upcoming regulations—and there are many in the Fintech sector—is just as important. Companies must be ready to comply with the MiCA regulations, the DLT regulations, the new Securities Market Law, the upcoming digital identity regulations, etc.